WJC Federal Credit Union

 Address: 205 W Laurel Avenue
Damascus, VA 24236

Phone: 276-475-5596
Fax: 276-475-3412

Office Hours:
9:00 AM - 5:00 PM Mon. - Thu.

9:00 AM - 6:00 PM Fri.

Closed Saturday


Membership Identification Policy

The U.S. Patriot Act was enacted in 2001 in response to the 9/11 terrorist acts. The intent is for banks, credit unions and other financial institutions to verify the identity of all people who do business with them.

To comply with the U.S. Patriot Act, WJC Federal Credit Union is required to verify the idenity of members applying for and opening new accounts or services with the Credit Union. Information we are required to obtain includes name, mailing and residence address, tax identification number, date of birth and in some instances a government issued photo Id. Additional information may also be gathered depending on the type of account applied for or opened. Identification and information on existing members may be gathered as they open or use additional services offered by the credit union. The act requires us to maintain records of the identification verification and to, periodically update this information. Confidentially of the information gathered and used by the credit union will be maintained as required under the Privacy Act.

When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your drivers license or other photo ID.

We will periodically check the ID of existing , long term members. Not only to comply with the Patriot Act, but to protect our members.

If you have questions, please call 276-475-5596 or email info@wjcfederal.com.